Destination Canada Insurance Review

Destination Travel Group Travel Insurance Review

The Destination: Travel Group Inc. (DTGI) is an insurance organization providing travel insurance products for over 30 years. Their travel insurance products are underwritten by Zurich Insurance Company Ltd (Canadian Branch), with assistance and claims services provided by World Travel Protection Canada Inc.

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Destination is the most popular
with Canadians under age 59

Destination Standout Policy Benefits

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Available After Departure from Canada

Yes, with a 15% additional premium

(Destination Travel Leisure & Snowbird Plan)

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Mental Health Practitioner

Up to $25,000 inpatient; up to $1,000 per year outpatient; plus up to $500 trauma counselling

(Destination Student (Outbound) Plan)

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Return of Vehicle

$5,000

(Destination Snowbird Plan)

Destination Advantages & Disadvantages

Pros icon   Advantages

  • Destination’s travel insurance policies are competitively priced, particularly for travellers under age 60. 
  • You can purchase the Destination Travel Leisure or Destination Snowbird plan after departing from Canada.
  • The Destination Student Outbound Plan contains many great benefits with higher maximum coverage than many other student plans for Canadians, such as:
    • Accidental Injury, 
    • Cremation at Place of Death,
    • Dental Pain,
    • Eye Examination, 
    • Follow-up Visits, 
    • Maternity, 
    • Mental Health Practitioner. 
  • The Destination Travel Leisure plan is a competitively priced option for young Canadians and older Canadians between the ages of 55 and 74 travelling for up to 25 days. 

Cons icon   Disadvantages

  • The Destination Snowbird plan excludes multiple medical conditions in its policy eligibility criteria.
  • The Destination Snowbird plan has a long questionnaire for medical conditions. This means that it will be less cost-effective for people with multiple conditions. 
  • The Destination Leisure plan is only available for older Canadians (between 55-74) if they travel for a short period of less than 25 days.

Frequently Asked Questions